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Message:: [QUOTE="cremebrule, post: 1744629, member: 35227"]Thanks for all your input. Here is a picture of a 1963P MS65FBL that PCGS graded and decided to post on their CoinFacts site. <img src="http://images.pcgs.com/CoinFacts/06677541_1497290_2200.jpg" class="bbCodeImage wysiwygImage" alt="" unselectable="on" /> Wear/hit wise, this coin is similar to the OP one. It has notable scuffing on Franklin's cheek, hair, and bust, and a couple of coin rim hits on the reverse Bell. Here is a picture of a 61P MS64FBL that PCGS graded and decided to post on their CoinFacts site as well. <img src="http://images.pcgs.com/CoinFacts/26862540_34895248_2200.jpg" class="bbCodeImage wysiwygImage" alt="" unselectable="on" />  By all means this one should not have the FBL designation either. I think Toaster hit it on the head with the picture of the Not-FBL-But-Graded-FBL coin. After viewing a lot of other '60s-P Franklin FBLs in PCGS's registry and CoinFacts pages, it seems to be hit-or-miss for the FBL designation. Ultimately, I think I'm going to send mine in to get slabbed solely for the educational purpose if not for an unlikely profit as well. Thanks again for all the responses! I definitely learned a lot about Franklins and FBLs researching them.[/QUOTE]