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<p>[QUOTE=&quot;ndgoflo, post: 28688, member: 367&quot;]Thanks again nds76, I poked around the Paypal site and here&#039;s what I got:</p><p><br /></p><p>&nbsp;Can I downgrade my account?</p><p><br /></p><p>&nbsp;If you downgrade your account, you will lose access to all of PayPal&#039;s Premium Features, including:</p><p><br /></p><p>The ability to accept credit card payments</p><p><br /></p><p>Access to our Customer Service hotline, open 7-days-a-week, from 4:00 AM PST to 10:00 PM PST</p><p><br /></p><p>Coverage under PayPal&#039;s Seller Protection Policy</p><p><br /></p><p>The ability to create PayPal Shopping Cart buttons</p><p><br /></p><p>Instant access to the funds in your PayPal account with the PayPal ATM/Debit Card</p><p><br /></p><p>Now I may be taking this thread too far off of subject, if so, I apologize to the mods. But my question becomes &quot;would you give up 1.9 - 2.9% + $0.30 of every transaction for these features?&quot;</p><p><br /></p><p>The only feature that I would really miss is the ATM/Debit card, but I could always transfer funds to my bank account and withdraw them from there. (I don&#039;t use the card often enough to justify up to 3%)</p><p><br /></p><p>I am not a coin dealer, I just sell extra coins and odds and ends on ebay to support my collecting habit.[/QUOTE]</p><p><br /></p>

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