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<p>[QUOTE=&quot;gboulton, post: 1375661, member: 27043&quot;]Ok...forgetting the &quot;collector fun&quot; for a moment, as you requested, let&#039;s speak purely from a financial perspective.</p><p><br /></p><p>Yeah...it&#039;s pretty dumb. <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie1" alt=":)" unselectable="on" unselectable="on" /></p><p><br /></p><p>On any given investment, inflation&#039;s going to take 3-4% a year, taxes another 1%.&nbsp; (Those are plug-in numbers for basic financial planning..obviously individual situations can vary).&nbsp; So, as a baseline, financial planners look for 5% return a year, just to break even...that is, just to maintain the investment.</p><p><br /></p><p>Your spender small head bills aren&#039;t going to gain 5% a year in value.&nbsp; If they were, they wouldn&#039;t be spenders. <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie1" alt=":)" unselectable="on" unselectable="on" /></p><p><br /></p><p>So...you are, pretty much my definition, going to &quot;lose&quot; money every year you hang on to these, as compared to what you COULD be doing with them...if you willing and able to do the work. <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie1" alt=":)" unselectable="on" unselectable="on" /></p><p><br /></p><p>Now...having said all that...you really CAN&#039;T &quot;forget the collector fun&quot;.&nbsp; It&#039;s entirely legitimate...and is, whether we acknowledge it or not what every single one of us is doing with our collections, to say &quot;I&#039;m &#039;spending&#039; that 3-5% a year to enjoy my hobby.&nbsp; I have some reasonable expectation that at least a few of my selections will wind up having longer term collectible value, and perhaps offset some of that annual loss.&quot;</p><p><br /></p><p>From that perspective?&nbsp; Nope...not dumb at all. <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie1" alt=":)" unselectable="on" unselectable="on" />&nbsp; If you like them, and aren&#039;t so strapped for cash flow that you need that money to be moving in your &quot;personal economy&quot;, then what the heck?&nbsp; Enjoy em. <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie1" alt=":)" unselectable="on" unselectable="on" />[/QUOTE]</p><p><br /></p>

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