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<p>[QUOTE=&quot;faceglider, post: 1305489, member: 32190&quot;]I think you are right about the different determining factors contributing to FBL designation from PCGS and NGC. In &quot;A Guide Book of Franklin and Kennedy Half Dollars&quot; by Rick Tomaska, a little bit of information is given on what qualities are needed for FBL designation.&nbsp; He nots that there is, of course, a degree of subjective interpretation.&nbsp; Many MS Franklins have bag marks and they may interupt the lines.&nbsp; So small nicks in a line might still grade FBL.&nbsp; In the book he writes: &quot;To be FBL, both sets [of lines], top and bottom, need to be clear and easily distinguished by the naked eye. While minor ticks are to be tolerated on Mint State Franklin half dollars, given the fact that Mint State Franklin halves are generally very baggy coins and that they almost always have some tiny ticks on the lines (even on MS-67 coins), [deep cuts will not constitute a FBL designation]&quot;.&nbsp; So there is certainly some subjective interpretation.&nbsp; </p><p>stephen[/QUOTE]</p><p><br /></p>

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