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<p>[QUOTE=&quot;Aberlight, post: 303510, member: 6510&quot;]Mike, I do believe this is an honest seller that is only trying to take the best pictures that he capable of and list them in a manner so that people are attracted to his auctions. Every seller wants people attracted to the auctions and to look at their auction closely either it be type font or paying extra for the preview image. The way I read this was a list of criteria to seperate the good sellers from the bad and I only wanted to point out that his format was not a way of deceiving people. I use large font letters centered at the top for the description and a different color for the details and terms of the auction so that it captures peoples attention and that they will read the details. As far as taking a picture at an angle, I am an experienced amature photographer with an nice $600 Nikon SLR and without a $300 macro flash unit mounted on the end of my lens, it is impossible to take a picture directly above the coin in any light because of the size of the camera casts a shadow on the coin, thus requiring the photo to be taken at an angle. Even with natural light as clouds gather and move the white balance can change causing different surface colors to stand out and when taking pictures indoors as this seller has the incandescent light casts a yellow tint on the image which will change as my body blocks the light while trying to stand over the coin.</p><p><br /></p><p>I am not suggesting the coins are underbid or that someone will get a good deal, but with close up images that are sharp and opening bids at 99c along with his repeating the details that he reads on the the paper holders I view this as an attempt to do the best that he can. As far as the no return policy can you imagine the number of people that would buy something with the hopes of a quick flip or high grade only to return the coins because it wasn&#039;t profitable as people do with the mint because they weren&#039;t shipped a MS70 coin. If I were in his shoes trying to liquidate a collection not knowing what I had I would have to take a similar approach.</p><p><br /></p><p>Like I said, people need to be critical when buying coins raw or even graded on Ebay, but I read the list of disqualifications as being critical and possibly capable of eliminating a lot of good sellers and good items.</p><p><br /></p><p>Another example I will bring not yet mentioned is Paypal. Many people will automatically say no to an auction if the seller will not accept Paypal. As a seller the fees on a $50 item aren&#039;t bad, but they do add up. I generally wont accept Paypal on items over $100 because of the chargeback risk. I flipped 12 gold spouse coins and accepted Paypal after paying $200 in fees because I wanted the payment quickly, but feared a chageback that would cost me $550 like a friend of mine that sold something for $1200 and despite following the rules and shipping to a confirmed address he had $1200 taken from his bank account since the credit card was stolen with no help from Paypal. It happens.</p><p><br /></p><p>There are good sellers who will not accept Paypal. I fully respect them for not doing so, but the marketing geniuses at Ebay have convinced everyone that they are protected if they only pay by Paypal which earns them an extra 3%. 4 years ago some poor guy offered a 1835 PNG graded AU58 with gorgeous colors and surfaces on Ebay who didn&#039;t accept Paypal or checks, only money orders. I bid $400 and picked it up for $225 likely only because people were afraid to send a money order. I did my research on his feedback and it paid off.</p><p><br /></p><p>On a side note people dont realize how Paypal works. They accept no financial responsibility, but claim to try to recover fees after 30 days if you are not able to. If they cant get you the money from the seller then to bad. They dont guarantee it. If you are paid by a stolen credit card they will turn it over to&nbsp; authorities, but depending on quick the scam artist are they will likely have your money and vanished before tracked down. Where Paypal makes money is by charging 30 cents processing + 3%. If paid by credit card the 3% goes to the credit card company and they keep 30 cents. However to try only offer their effort of protection to the seller requires a confirmed address linked to your bank account. Now that they have your bank account they want to draft the money from the bank account which doesn&#039;t cost them anything while keeping the 3% +30 cents. This is why the draft from a bank account is the default method of paying and if you switch to a credit card they will then prompt you for the &quot;Are you sure confirmation&quot; along with the &quot;benefits and standard protection&quot; of using your bank account which the protection is the same with a credit card. I always pay by credit card so that I can rake up reward points while letting my CC have the 3%. And if I return a item then the money is automatically credited back to my card rather than waiting 7 days for it to post my Paypal account and 4 more days to be delivered to my bank account only after I authorize the transfer which gives them 11 days to float my money in a money market account that they keep interest earned on.</p><p><br /></p><p>Have fun collecting,</p><p><br /></p><p>Chris[/QUOTE]</p><p><br /></p>

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