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<p>[QUOTE=&quot;usmc60, post: 2622169, member: 76739&quot;]<a href="https://www.cointalk.com/members/chrisild.39/" class="internalLink ProxyLink" data-proxy-href="https://www.cointalk.com/members/chrisild.39/">chrisild</a>&nbsp; I can only speak for myself. The end of the year I canceled one of my fee credit card. I got charged an annual fee for the use of this card. I&#039;ve gotten to the point do I say why am I paying this company a feed just to use their card. Basically had a break in it down to where I have just one credit card now. No annual fee for using the card. And as long as I pay the card off when I get the bill, I do not incur a service charge or finance fee.All other times I usually pay cash. Except for my household bills and my one credit card bill I pay by check. I have what is supposedly a free checking account, but the bank makes up for that fee every time I have to get checks.Like you say nothing is free. You gonna pay for in some way. And nowadays you can be quite literally up the creek without a paddle if you don&#039;t have at least one credit card. One example go try and rent a car and pay cash. I&#039;m not saying it can&#039;t be done. One day in my life unfortunately I could not have any credit cards. Had to get a friend of mine get my airline ticket for me. And even my rental car. Paid him cash to cover his expenses.Understand you travel a lot. Try and purchase&nbsp; your tickets by just going up and paying cash and see what happens. Basically it boils down to big brother wants to know what you&#039;re doing and what you&#039;re buying. And if you use your plastic they know. Imagine what would happen here and across the pond it people stop using their plastic and only paid cash. The anarchy it would cause within the banking system. Just like now in the retail sales. All the big companies closing stores down due to online shopping. And of course you can put me within that crowd of online shoppers it&#039;s more convenient for me than actually going to the store. I&#039;m still waiting for Amazon to drop one of my packages off with a drone in my front yard. LOL But you know people really do not care about the little service charge that they get for the convenience of using their plastic. Unfortunately probably not in my lifetime actual currency is going to be replaced with credit points on a piece of plastic, or by that time just your facial recognition. And it&#039;s sad to say right now at least in the US. You are just a number in the system. SSN., Keeping this one short. <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie24" alt=":blackalien:" unselectable="on" unselectable="on" />[/QUOTE]</p><p><br /></p>

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