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<p>[QUOTE=&quot;-jeffB, post: 2621778, member: 27832&quot;]You&#039;re missing my point.</p><p><br /></p><p>If I pay with a credit card, the store gets socked with a transaction fee plus a percentage off the top; for a very small purchase, they may actually lose money. But the credit-card cartel <i>prevents</i> them from passing that cost <i>directly</i> through to the customer, or even setting a lower limit on the size of credit-card transactions. (Yes, some merchants do it, but they&#039;re non-compliant and could be busted for it.)</p><p><br /></p><p>So: do I pay cash, selflessly helping to keep costs <i>down</i> for my fellow man (maybe -- still not sure about the marginal cost of handling cash)? Or do I use my charge card, which gives me 1% back plus a bunch of price and warranty protections (at a 2% or so cost to the merchant)?[/QUOTE]</p><p><br /></p>

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