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<p>[QUOTE="Burton Strauss III, post: 7879674, member: 59677"]Zelle's service agreement says it is not for commercial use...</p><p><br /></p><p><a href="https://www.zellepay.com/user-service-agreement" target="_blank" class="externalLink ProxyLink" data-proxy-href="https://www.zellepay.com/user-service-agreement" rel="nofollow">https://www.zellepay.com/user-service-agreement</a></p><p><br /></p><p>"THE SERVICE IS INTENDED TO SEND MONEY TO FRIENDS, FAMILY AND OTHERS YOU TRUST. YOU SHOULD NOT USE THE SERVICE TO SEND MONEY TO RECIPIENTS WITH WHOM YOU ARE NOT FAMILIAR OR YOU DO NOT TRUST."</p><p><br /></p><p>and</p><p><br /></p><p>"You agree that you will not use the Service to send money to anyone to whom you are obligated for tax payments, payments made pursuant to court orders (including court-ordered amounts for alimony or child support), fines, payments to loan sharks, gambling debts or payments otherwise prohibited by law, including without limitation, the prohibited uses described in <a href="https://www.zellepay.com/user-service-agreement#prohibited-uses" target="_blank" class="externalLink ProxyLink" data-proxy-href="https://www.zellepay.com/user-service-agreement#prohibited-uses" rel="nofollow">Section 3</a> below, and you agree that you will not use the Service to request money from anyone for any such payments."</p><p><br /></p><p>and</p><p><br /></p><p>"3. Prohibited Uses</p><p><br /></p><p>The Service is intended for personal, not business or commercial use. You agree that you will not use the Service to send or receive payments in connection with your business or commercial enterprise."</p><p><br /></p><p>which then continues </p><p><br /></p><p>"You agree that you will not use the Service to request, send or receive money related to any of the following:</p><p><br /></p><ul> <li>Pharmaceuticals and other controlled substances;</li> <li>Illegal drugs;</li> <li>Drug paraphernalia;</li> <li>Firearms, ammunition or other weapons;</li> <li>Sexually oriented activities or materials;</li> <li>Pornography;</li> <li>Obscene or offensive activities or materials;</li> <li>Materials or activities that promote intolerance, violence or hate;</li> <li>Ponzi or pyramid schemes;</li> <li>Illegal gambling, gaming, lotteries or sweepstakes;</li> <li>Traveler’s checks, money orders, equities, annuities, or currencies, including digital currencies, such as bitcoins;</li> <li>Counterfeit materials;</li> <li>Infringement on the copyright, patent, trademark, trade secret or other intellectual property rights of Zelle, a Network Financial Institution, another User or any other third party;</li> <li>Terrorist funding;</li> <li>Fraud;</li> <li>Scams;</li> <li>Money laundering; or</li> <li>Any other illegal activity or unlawful purpose."</li> </ul><p>So using it to buy coins that are not demonitized is prohibited two ways.</p><p><br /></p><p><br /></p><p> There was a case recently in the news where somebody used Zelle to pay for something and entered the wrong phone #. The bank told them you said to pay so-and-so phone number we paid. Ask them for the money back, it's not our problem.</p><p><br /></p><p>The airquotes "consumer reporter" on the TV tried to make it sound like the bank was doing something shady but in fact they were following the terms of service.[/QUOTE]</p><p><br /></p>
[QUOTE="Burton Strauss III, post: 7879674, member: 59677"]Zelle's service agreement says it is not for commercial use... [URL]https://www.zellepay.com/user-service-agreement[/URL] "THE SERVICE IS INTENDED TO SEND MONEY TO FRIENDS, FAMILY AND OTHERS YOU TRUST. YOU SHOULD NOT USE THE SERVICE TO SEND MONEY TO RECIPIENTS WITH WHOM YOU ARE NOT FAMILIAR OR YOU DO NOT TRUST." and "You agree that you will not use the Service to send money to anyone to whom you are obligated for tax payments, payments made pursuant to court orders (including court-ordered amounts for alimony or child support), fines, payments to loan sharks, gambling debts or payments otherwise prohibited by law, including without limitation, the prohibited uses described in [URL='https://www.zellepay.com/user-service-agreement#prohibited-uses']Section 3[/URL] below, and you agree that you will not use the Service to request money from anyone for any such payments." and "3. Prohibited Uses The Service is intended for personal, not business or commercial use. You agree that you will not use the Service to send or receive payments in connection with your business or commercial enterprise." which then continues "You agree that you will not use the Service to request, send or receive money related to any of the following: [LIST] [*]Pharmaceuticals and other controlled substances; [*]Illegal drugs; [*]Drug paraphernalia; [*]Firearms, ammunition or other weapons; [*]Sexually oriented activities or materials; [*]Pornography; [*]Obscene or offensive activities or materials; [*]Materials or activities that promote intolerance, violence or hate; [*]Ponzi or pyramid schemes; [*]Illegal gambling, gaming, lotteries or sweepstakes; [*]Traveler’s checks, money orders, equities, annuities, or currencies, including digital currencies, such as bitcoins; [*]Counterfeit materials; [*]Infringement on the copyright, patent, trademark, trade secret or other intellectual property rights of Zelle, a Network Financial Institution, another User or any other third party; [*]Terrorist funding; [*]Fraud; [*]Scams; [*]Money laundering; or [*]Any other illegal activity or unlawful purpose." [/LIST] So using it to buy coins that are not demonitized is prohibited two ways. There was a case recently in the news where somebody used Zelle to pay for something and entered the wrong phone #. The bank told them you said to pay so-and-so phone number we paid. Ask them for the money back, it's not our problem. The airquotes "consumer reporter" on the TV tried to make it sound like the bank was doing something shady but in fact they were following the terms of service.[/QUOTE]
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