Missing the plating. This was given to me by my mentor who got seven of these from a single unopened bank roll. I don't know how to verify the authenticity but I do know without verification no one will touch it with a ten foot pole. There is a fair amount of chatter about this date on google.
Thanks. I'm not a fan either. I'm usually on the "toning = damage" side of things. I just hope it doesn't get worse over time. The color on that picture isn't exactly right. There's more luster and less brown in hand.
@juris klavins- Does that coin have a rev? What's her grade? Look at those details. That picture makes them pop!!