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<p>[QUOTE=&quot;Hobo, post: 1075031, member: 11521&quot;]Thank you for not lecturing me. I am very well-versed in math. I took numerous math courses in college (more than I can count over 30 years later). I have two engineering degrees and math is a huge part of engineering. I had considered becoming a math major before settling on engineering. I am not saying I am a math genius by any means but math has always come very easy to me and I enjoy doing math. I may not differentiate equations on a daily basis but I took and passed differential and intergral calculus, differential equations, and probability and statistics (as well many other higher level math courses). </p><p>&nbsp;</p><p>Perhaps instead of saying, &quot;the lower your bill the greater the penalty, potentially&quot; I should have said, &quot;the lower your bill the greater the penalty <b>as a percentage of your total bill</b>, potentially&quot;. Again, I apologize for any misunderstanding caused by my less-than-perfect communication skills. </p><p>&nbsp;</p><p>But I will stand by my (clarified) statement, <font face="Times New Roman"><font face="Verdana"><font size="2">&quot;the lower your bill the greater the penalty <b>as a percentage of your total bill</b>, potentially&quot;. I did not mean to imply anything other than what I wrote. Let me try to further clarify my statement: From a certain dollar amount as you move toward zero your <b>potential</b> penalty increases <b>as a percentage of your total bill</b>. </font></font></font></p><p>&nbsp;</p><p><font face="Times New Roman"><font face="Verdana"><font size="2">I made no mention whatsoever about moving in the opposite direction (i.e., from a certain dollar amount as you move toward infinity). I believe you are the one that first mentioned that. If I may quote you:</font></font></font></p><p>&nbsp;</p><p><br /></p><p>&nbsp;</p><p>I agree with that statement, however that was not my point. <b><u>My</u></b> point was the opposite; (to say it another way) as the bill gets smaller the potential &quot;penalty&quot; remains at a number less than $1.00 that gets increasingly significant (as a percentage of the total bill) as you approach zero. (A 98.02% penalty on a bill of $1.01 is significant in my book. If penny candy still existed I would think a 9,900% penalty on a one-cent purchase is significant.) </p><p>&nbsp;</p><p>I think I have now made my thoughts perfectly clear and I am finished with this discussion with you.[/QUOTE]</p><p><br /></p>

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