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<p>[QUOTE=&quot;stldanceartist, post: 2612636, member: 13307&quot;]1) Conference room at the bank is probably good, especially since she works there.&nbsp; I&#039;d let her reserve it.</p><p><br /></p><p>2) I second [USER=73165]@Paul M.[/USER] on this - bring a Red Book, or Coin Prices, or (if you&#039;re like me) a PDF version of some reference materials on a tablet or computer.&nbsp; I will agree partially that prices should be discussed with a grain of salt - no sense her getting some unreasonable number in her head just yet.&nbsp; Also explain the difference between book price and actual realized sale prices.&nbsp; I think the PCGS Photograde app is definitely useful, but, like Paul said, chances are there will be nothing that warrants figuring out if she has an MS68 1909S VDB or an MS67.&nbsp; </p><p><br /></p><p>While I think your list of US keys will be useful down the road, I personally think it&#039;s wasted effort (if you already own a reference book.)&nbsp; Experts have already done so, so no need to reinvent the wheel.</p><p><br /></p><p>3) Know the current spot prices of silver/gold, know a LCS buy/sell spreads on common stuff like junk silver, junk Morgan/Peace dollars, wheat cents, IHC, dateless Buffalos, etc.&nbsp; One of the references I use locally is from Scotsman Coins (although I don&#039;t shop there) - but they post their buy/sell prices online for PM <a href="https://www.scoins.com/pricelist/tradingsheet.aspx" target="_blank" class="externalLink ProxyLink" data-proxy-href="https://www.scoins.com/pricelist/tradingsheet.aspx" rel="nofollow">here</a>.&nbsp; IMO, it&#039;s still very useful to know how much she could get for commonly hoarded stuff if she walked into a LCS.&nbsp; <a href="http://www.coinflation.com/coins/silver_coin_calculator.html" target="_blank" class="externalLink ProxyLink" data-proxy-href="http://www.coinflation.com/coins/silver_coin_calculator.html" rel="nofollow">Coinflation</a> is a great reference for figuring out junk silver (since she&#039;s probably stashed a bunch of silver and odds and ends from her time as a teller.)</p><p><br /></p><p>I&#039;d also educate her on selling venues - LCS vs. Pawn Shop vs. online classifieds (Facebook, Craigslist) vs. eBay vs. Online Forums, if she mentions wanting to sell.&nbsp; This is where it will be useful to know what local businesses will offer her, so you (if you want to buy her coins and she&#039;s ready to sell) can make a fair and educated offer.&nbsp; I wouldn&#039;t lead with any offer to sell, though - you&#039;re there to be the educated source of information, the voice of reality, and only if she mentions that she&#039;s ready to sell should you make an offer.&nbsp; IMO, if you start with mentioning that you&#039;ll want to buy her stuff, she&#039;ll go on the defensive and won&#039;t really listen to what you&#039;re saying (or will think you&#039;re trying to lowball her so you can get a better deal.)</p><p><br /></p><p>If you have an old copy of a RedBook, maybe give it to her after you&#039;re done.&nbsp; Have her pay attention to how you&#039;re looking up coins as you&#039;re doing it, so she at least doesn&#039;t look at it like it&#039;s written in Cyrillic or Japanese.&nbsp; Now you&#039;ve done some good, maybe you&#039;ve made a coin buddy, maybe she&#039;ll come to you first from that point on with anything cool.</p><p><br /></p><p>I&#039;d also make SURE to mention &quot;do not EVER clean your coins&quot; lol </p><p><br /></p><p>All that being said, be honest, be fair, be reasonable, and patient.&nbsp; Everyone starts somewhere...and no one would get very far without the help of others who are further down the path to knowledge and insight.[/QUOTE]</p><p><br /></p>

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