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<p>[QUOTE=&quot;Dirtyfingers, post: 7560965, member: 118902&quot;]I went to my local coin shop for the first time a few weeks back just to browse around and maybe meet a good local point of contact.&nbsp; They had a pcgs graded 1952S Benji MS65.&nbsp; I used the pcgs app on my phone to check value which says $110.&nbsp; I asked what they wanted for it (it was the man who owns the stores wife, he was not there that day) and she checked the red book also at $110 but told me since it was graded she would sell it to me for $140.&nbsp; I did not barter with her since I am new to collecting and walked away with some paper coin flips.</p><p>Yesterday I went back to the store.&nbsp; I planned on offering $120 and see if they would take that.&nbsp; The benji was gone as it had sold at a coin show on May 3rd.&nbsp; Either way I browsed some more and came across a pcgs graded 1883 Morgan MS64+.&nbsp; The app says $108, he checked red book and told me he would sell it to me for $90.&nbsp; I have been just CRH so far as to learn more before I purchased any coins but in my mind, it was already graded and his wife tried to sell me the Benji $30 over the listed value to recoup some of the grading costs.&nbsp; I told him I would get it and continued to look at some of the other morgans they had.</p><p>There was a 1899-O in a paper flip with MS65 written on it that I liked because it was sharp and a New Orleans mint.&nbsp; I understand this is someones opinion on the grade but I looked at that coins value on the pcgs app and it stated $225.&nbsp; I asked him how much he wanted for this and he again checked the red book and told me it was listed for $120.&nbsp; I questioned him about the opinion of the MS65 grade and said I thought it looked to be lower grade than that.&nbsp; He came back and said $105.&nbsp; I told him I would give him $100 for it and he accepted.&nbsp; So I got the two morgans for $190.</p><p>I felt like I made a good buy and left happy since I now own 2 morgans.&nbsp; My question now is do I send the 1899-O in to get graded.&nbsp; I have never sent a coin in for grading and was curious to when others feel they should have a coin graded?&nbsp;&nbsp; I told myself that I wouldn&#039;t buy any ungraded coins simply because of my ignorance on coins and being new to the hobby but I felt like I needed to based on the value stated in the app if it does grade MS65.</p><p>[ATTACH=full]1303661[/ATTACH] [ATTACH=full]1303663[/ATTACH] [ATTACH=full]1303664[/ATTACH] [ATTACH=full]1303665[/ATTACH] [ATTACH=full]1303666[/ATTACH] [ATTACH=full]1303667[/ATTACH][/QUOTE]</p><p><br /></p>

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