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<p>[QUOTE="Prime Mover, post: 1749143, member: 38783"]FWIW, the end goal system I'm working on is a mix of remote and home storage options, and pretty much exactly what krispy has mentioned above. I think it's a reasonably sound way to do it with the most protection for all the different aspects.</p><p> </p><p>First, for the most valuable items - pretty much anything valued over $250 or with sentimental value, I use SDB's. They're cheap enough, easily accessible, and I can have multiples at different banks. I keep mostly my larger silver bullion >5oz in there. Any smaller and the box just fills up too fast and gets too heavy. This takes the burglary / home fire out of the equation for the bulk of my valuables.</p><p> </p><p>Second, for the bulk bullion and other items I'm investigating a smaller fire safe for the house, something like this - <a href="http://www.samsclub.com/sams/mesa-burglary-or-fire-safe-with-digital-lock-mbf3820e/122788.ip?navAction=push" target="_blank" class="externalLink ProxyLink" data-proxy-href="http://www.samsclub.com/sams/mesa-burglary-or-fire-safe-with-digital-lock-mbf3820e/122788.ip?navAction=push" rel="nofollow">http://www.samsclub.com/sams/mesa-burglary-or-fire-safe-with-digital-lock-mbf3820e/122788.ip?navAction=push</a> (yeah, I know, it's sams club but it's only an example) where it's big enough to hold what I need, heavy enough where one person can't just carry it out the door, and gives me some protection against the fire and general burglary. In this I would keep my general bullion, 90%, cheaper coins, etc, things that are big and bulky and heavy and not necessarily as valuable.</p><p> </p><p>It would be bolted to a lower concrete floor somewhere, not high up in the house. Many reasons for that - 1, obviously harder to remove if bolted into concrete. 2, if the safe is up high in the house and you have a fire, it could in theory collapse through the floors and fall to the lower floors either jeopardizing rescuers or simply just damaging itself or coming open in the fall. 3, being lower it's typically naturally cooler all around and if a fire should happen, in theory down there would stay the lowest temperature and be more subjected to pooling water coming down from above more than the intense heat. Smoke is a different story.</p><p> </p><p>Finally, the last thing and I think the most important is a good insurance policy. I have riders on my house for extra contents as well as options specifically for coin/bullion as mentioned above. Make sure you catalogue the collection extensively, and lots of pictures help, in case anything has to be replaced you have easily identifiable proof and can claim proper value.</p><p> </p><p>No matter what happens though, it's only coins, paper and metal. In the end, if a catastrophe hits or your home gets burglarized, while it may be crushing, it's not worth risking your or your family's life or health over trying to save it from a burning house or a thief with a weapon. Let it go, and let the insurance handle the reimbursement and then you get to go on the hunt again.[/QUOTE]</p><p><br /></p>
[QUOTE="Prime Mover, post: 1749143, member: 38783"]FWIW, the end goal system I'm working on is a mix of remote and home storage options, and pretty much exactly what krispy has mentioned above. I think it's a reasonably sound way to do it with the most protection for all the different aspects. First, for the most valuable items - pretty much anything valued over $250 or with sentimental value, I use SDB's. They're cheap enough, easily accessible, and I can have multiples at different banks. I keep mostly my larger silver bullion >5oz in there. Any smaller and the box just fills up too fast and gets too heavy. This takes the burglary / home fire out of the equation for the bulk of my valuables. Second, for the bulk bullion and other items I'm investigating a smaller fire safe for the house, something like this - [url]http://www.samsclub.com/sams/mesa-burglary-or-fire-safe-with-digital-lock-mbf3820e/122788.ip?navAction=push[/url] (yeah, I know, it's sams club but it's only an example) where it's big enough to hold what I need, heavy enough where one person can't just carry it out the door, and gives me some protection against the fire and general burglary. In this I would keep my general bullion, 90%, cheaper coins, etc, things that are big and bulky and heavy and not necessarily as valuable. It would be bolted to a lower concrete floor somewhere, not high up in the house. Many reasons for that - 1, obviously harder to remove if bolted into concrete. 2, if the safe is up high in the house and you have a fire, it could in theory collapse through the floors and fall to the lower floors either jeopardizing rescuers or simply just damaging itself or coming open in the fall. 3, being lower it's typically naturally cooler all around and if a fire should happen, in theory down there would stay the lowest temperature and be more subjected to pooling water coming down from above more than the intense heat. Smoke is a different story. Finally, the last thing and I think the most important is a good insurance policy. I have riders on my house for extra contents as well as options specifically for coin/bullion as mentioned above. Make sure you catalogue the collection extensively, and lots of pictures help, in case anything has to be replaced you have easily identifiable proof and can claim proper value. No matter what happens though, it's only coins, paper and metal. In the end, if a catastrophe hits or your home gets burglarized, while it may be crushing, it's not worth risking your or your family's life or health over trying to save it from a burning house or a thief with a weapon. Let it go, and let the insurance handle the reimbursement and then you get to go on the hunt again.[/QUOTE]
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