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<p>[QUOTE=&quot;HandsomeToad, post: 437204, member: 12965&quot;]I guess you and the other 1/2 of Ebay don&#039;t get it, insurance doesn&#039;t protect the buyer, it protects the seller! When something is lost, do you think the buyer makes the claim on the insurance? Nope! The seller does. The buyer makes the claim for a full refund with the seller, the seller makes an insurance claim and the seller has to immediately give the refund and wait on the insurance reimbursement.</p><p>&nbsp;</p><p>So insurance protects the seller, not the buyer and on Ebay and if you sell anything on Ebay, you&#039;d best insure it to protect yourself but as you saw, a buyer can still scam you and claim the package is empty and then you are SOL.</p><p>&nbsp;</p><p>Ribbit&nbsp; <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie1" alt=":)" unselectable="on" unselectable="on" />[/QUOTE]</p><p><br /></p>

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