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<p>[QUOTE=&quot;Jim Dale, post: 8106091, member: 100459&quot;]My wife and I have been using our VISA card for any and all purchases.&nbsp; I finally got my wife to use her VISA and now she goes great guns.&nbsp; I wonder if she thinks it&#039;s not real money.&nbsp; Luckily, I can look at my bank accounts each morning to make sure there isn&#039;t some idiot trying to take control of our accounts.&nbsp; We bank with our State Employees Credit Union and there are great deals with them.&nbsp; As long as we pay our balances each month we don&#039;t have to pay interest.&nbsp; So far, we are out of debt and don&#039;t buy any large ticket items (or at least she doesn&#039;t know the gold that I bought.&nbsp; The state hasn&#039;t given us a COL for several years.&nbsp; This year, they have gotten a new way of giving us a break.&nbsp; This month, they are giving us 2% of our annual retirement.&nbsp; They will probably get it back with their Hospitalization plan.[/QUOTE]</p><p><br /></p>

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