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Message:: [QUOTE="justndav76, post: 674909, member: 17428"]I, too, agree that a lot of us are getting cut back on the fees banks do provide because of those bad investment choices also.  At some points banks have to go back to being banks not some elusive country club membership organization... and thats what it feels like when banks refuse to provide a simple service.  Your point about paypal is dead on too.  I have had the experience of debits and credits from/to my checking account dealing with them.  They waste absolutely no time in pulling the money out, but boy will they drag their feet when it comes to putting the money back in.  And they are sitting, on a daily basis, probably 10s of thousands of dollars that are to be deposited into their customers bank accounts and we arent getting the interest from that money, they are.  Banks will operate that way sometimes too when it comes to ACH deposits or financial institutions that use an ACH system, which to my knowledge many do.  They can sometimes tuck those ACH deposits away for an extra day or two and the bank makes the money when the customer should.   In the end, I just wonder what the solution is going to be for the average American to buy rolled coin if its true that all banks will move to a standard of just allowing business customers to buy coinage.  Makes you wonder.[/QUOTE]