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<p>[QUOTE=&quot;kaparthy, post: 672395, member: 57463&quot;]<b>WWSMDD: What would Scrooge McDuck do?</b></p><p><br /></p><p><br /></p><p><br /></p><p>One.&nbsp; Perhaps you think that everyone in America should subsidize your hobby.&nbsp; You are not giving out change yourself, but searching rolls to find valuable coins.&nbsp; </p><p><br /></p><p>Two.&nbsp; How do coins get from the Mint to you?&nbsp; They travel by truck, usually.&nbsp; Who pays for that?&nbsp; We, the ultimate users do not.&nbsp; How do banks make money by giving out change?&nbsp; (Do shoe stores give out shoe laces?)&nbsp; The cost must be borne by some other activity of the bank.&nbsp; In order for the bank to give out free change, other people pay more for loans and get less for deposits.&nbsp; </p><p><br /></p><p>Three.&nbsp; As you note, it was not so in our younger days... before the Dot.Com Meltdown and all the rest.&nbsp; As Lou Mannheim said in Wall Street, &quot;It&#039;s easy to look smart in a bull market.&quot;&nbsp; With times being tough right now, who can afford the extra burden of unpaid service?</p><p><br /></p><p>Four.&nbsp; BTW, just asking, if you found a 55-DDO in a roll, would you split the take with the Bank in return for their goodwill toward you?[/QUOTE]</p><p><br /></p>

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