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<p>[QUOTE=&quot;charley, post: 8305260, member: 5372&quot;]My question is: would this situation have arisen if the buyer had sufficient funds in the account being used to pay for the item purchased?</p><p><br /></p><p>It may be conjecture that something out of the ordinary is happening.</p><p><br /></p><p>I would not conclude that this is a eBay problem, or a PayPal problem, considering that a reverse of an overdraft, or deposit of financial instruments (including inter-banking linked funds) for the overdrawn account, can take 7 days. Then the official notification from the financial institution (the Bank) to the facilitator entity (PayPal) can take as much as 7-10 more days, when it is a challenged transaction.</p><p><br /></p><p>Nor would I conclude the Seller has any obligation for the unfortunate circumstances experienced, and if I, as the Seller, encountered such difficulties in a transaction, I would not contact the Buyer, because doing so could have consequences that have a less than desirable effect on me.</p><p><br /></p><p>I do appreciate the lesson of the situation experienced, , though, and that is, we should all make certain we have sufficient funds to cover a 3rd Party purchase before doing so, to safely navigate the complexities of modern day financial transactions.[/QUOTE]</p><p><br /></p>

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