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<p>[QUOTE=&quot;ToughCOINS, post: 1882407, member: 20480&quot;]At first I thought that would be a prudent policy to address the return of duplicated gifts.&nbsp; Of course, I don&#039;t believe for a minute that many recipients of gifts will receive duplicate collectible coinage.</p><p>&nbsp;</p><p>My concern would be over the policy being abused by speculative purchasers of precious metals that declined between the dates of purchase and refund.&nbsp; If you believed gold was going to skyrocket in December, and you knew you could return it penalty free in January if it didn&#039;t, you&#039;d take out a loan and back up the truck, right?</p><p>&nbsp;</p><p>If eBay would insert a requirement that the refunds of such items be adjusted pro-rata, I could embrace that.&nbsp; Unfortunately, I think that eBay concerns over speculative buyers feigning incomprehension would dissuade them from instituting such a change to the policy.</p><p>&nbsp;</p><p>Better to simply exclude bullion purchases from the policy altogether.&nbsp; In fact, I think all second-hand goods should be excluded, since almost all holiday giving is likely to be new merchandise.[/QUOTE]</p><p><br /></p>

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