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<p>[QUOTE="ToughCOINS, post: 1882407, member: 20480"]At first I thought that would be a prudent policy to address the return of duplicated gifts. Of course, I don't believe for a minute that many recipients of gifts will receive duplicate collectible coinage.</p><p> </p><p>My concern would be over the policy being abused by speculative purchasers of precious metals that declined between the dates of purchase and refund. If you believed gold was going to skyrocket in December, and you knew you could return it penalty free in January if it didn't, you'd take out a loan and back up the truck, right?</p><p> </p><p>If eBay would insert a requirement that the refunds of such items be adjusted pro-rata, I could embrace that. Unfortunately, I think that eBay concerns over speculative buyers feigning incomprehension would dissuade them from instituting such a change to the policy.</p><p> </p><p>Better to simply exclude bullion purchases from the policy altogether. In fact, I think all second-hand goods should be excluded, since almost all holiday giving is likely to be new merchandise.[/QUOTE]</p><p><br /></p>
[QUOTE="ToughCOINS, post: 1882407, member: 20480"]At first I thought that would be a prudent policy to address the return of duplicated gifts. Of course, I don't believe for a minute that many recipients of gifts will receive duplicate collectible coinage. My concern would be over the policy being abused by speculative purchasers of precious metals that declined between the dates of purchase and refund. If you believed gold was going to skyrocket in December, and you knew you could return it penalty free in January if it didn't, you'd take out a loan and back up the truck, right? If eBay would insert a requirement that the refunds of such items be adjusted pro-rata, I could embrace that. Unfortunately, I think that eBay concerns over speculative buyers feigning incomprehension would dissuade them from instituting such a change to the policy. Better to simply exclude bullion purchases from the policy altogether. In fact, I think all second-hand goods should be excluded, since almost all holiday giving is likely to be new merchandise.[/QUOTE]
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