This says a lot, although the picture of the obverse shows the Proof on the 2x2 as pointed out by another poster here: Please see the supplied pictures for the condition as I do not grade coins any longer due to the condition of coins being fully opinion based and my opinion may not match your own.
Yep, "Please see the supplied pictures" that say "PROOF" [no question mark!] in big letters on the holder. I think it was a bad idea to bid on this coin, but I don't think the seller has a leg to stand on. If he wants to "GUARANTEE SATISFACTION", he can eat the return, or better yet, stop prevaricating in his descriptions.
Yes, if the seller won't accept returns, then this definitely deserves a negative and I think you should also go through eBay resolution. The coin is damaged, having been altered by polishing. Nowhere did seller mention that the coin could be polished. I never buy from anyone who doesn't accept returns.
The point I believe some are trying to make has nothing to do with the seller's highly questionable actions or selling techniques: it is that you need to accept responsibility for [FONT=&]your[/FONT] gamble. No one is going to dispute that the seller is a bum. The clearly deceptive description and the melt value return nonsense should be enough for anyone to avoid this guy. Even if you didn't know better, the above added to the fact that this guy regularly sells coins should have told you he was fishing for sucker. Basically, you do not play in the mud and expect to not get dirty. With that said; if this guy broke his own (laughable) advertised return policy in order to screw you out of an extra whopping $0.61 or to stoop that low to force you to keep it, then he deserves the negative on this alone IMO.