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<p>[QUOTE=&quot;-jeffB, post: 2484527, member: 27832&quot;]Here&#039;s something that I hope most of you won&#039;t have to care about. <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie1" alt=":)" unselectable="on" unselectable="on" /></p><p><br /></p><p>I &quot;won&quot; <a href="https://www.cointalk.com/threads/iffy-ebay-listings-heres-a-new-one.281708/" class="internalLink ProxyLink" data-proxy-href="https://www.cointalk.com/threads/iffy-ebay-listings-heres-a-new-one.281708/">a couple of sketchy eBay auctions</a> last month, and to nobody&#039;s great surprise, they didn&#039;t work out. I opened cases, eBay decided in my favor, and yesterday I got the emails telling me to check my PayPal balance for my refunds.</p><p><br /></p><p>Just one catch: <b>I didn&#039;t actually pay with PayPal, although it wasn&#039;t exactly intentional.</b></p><p><b><br /></b></p><p>As part of the recent eBay/PayPal divorce, eBay has started offering credit-card payment as a separate selection. Previously, I&#039;d sign in to pay via PayPal, then select my credit card as the payment method. This was fine, except that if I had a PayPal balance, that would always get used first, with no option to leave it.</p><p><br /></p><p>This time, I was able to select credit-card payment <i>instead of</i> PayPal payment. I gave my card details, and the transaction went through. I get my full credit-card points, and full fraud protection from the card (as a backstop behind eBay&#039;s Buyer Protection). I sort of fuzzily assumed at the time that PayPal was still somehow involved, but in retrospect, that clearly wasn&#039;t true.</p><p><br /></p><p>Apparently, this change hasn&#039;t propagated through to eBay&#039;s refund notification boilerplate, which still says:</p><p><br /></p><p><br /></p><p><br /></p><p>There&#039;s no refund on my PayPal balance, and never will be, of course. Unfortunately, <b>there&#039;s also no refund on my credit card balance</b> yet.</p><p><br /></p><p>I called eBay customer service tonight, and was told that it&#039;ll take up to <b>7 business days</b> to process the refund through &quot;Visa&quot; (not actually the card I used, but I won&#039;t waste time fussing about the script the CSRs have to read from). That&#039;s a good bit longer than I&#039;m used to, but I can tolerate it. I&#039;ll MOST CERTAINLY be paying close attention to make sure that it comes through, though.</p><p><br /></p><p>So, bottom line:</p><p><br /></p><p>1. You can now easily skip PayPal when selecting a payment method for an auction (or at least a BIN). No idea how this affects the fees the seller sees.</p><p><br /></p><p>2. If you do that, and you have to get a Buyer Protection refund, be prepared to wait considerably longer to get your money back.[/QUOTE]</p><p><br /></p>

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