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<p>[QUOTE=&quot;Peter T Davis, post: 920, member: 1&quot;]Paypal will get your money back for you against an honest seller, or at least one who tries.&nbsp; If you&#039;ve been ripped off by a complete fraudster, you&#039;re on your own.&nbsp; Paypal will take weeks to rule on a complaint, and they will inform the seller/fraudster in advance.&nbsp; This gives time for the true fraudster to clean out their account, close their bank account and credit card and leave town.&nbsp; When Paypal finally get around to trying to recover your money, there&#039;s nothing there.&nbsp; So, you&#039;ll get an email from them saying that you win, but they can&#039;t do anything because there&#039;s no money in the account.&nbsp; If you file a charge back with your credit card you used to fund the Paypal transfer, they will debit your account, or bank, for the full amount of the charge back.&nbsp; If your account is empty, and there&#039;s no bank account they&#039;ll freeze your Paypal account and report you to a credit agency as if YOU were the fraudster.</p><p><br /></p><p>How&#039;s that for protection?</p><p><br /></p><p>I say, don&#039;t use Paypal unless it&#039;s someone you know, or it&#039;s money you can afford to lose.[/QUOTE]</p><p><br /></p>

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