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<p>[QUOTE=&quot;KSorbo, post: 1907033, member: 56370&quot;]Despite all the emotional arguments on this thread, I don&#039;t think that Ebay is ruining the hobby at all.&nbsp; My experience has been exactly the opposite.&nbsp; Most of the coins in my collection were purchased prior to Ebay, and after a long hiatus I have finally had enough disposable income to get back into collecting during the past couple years.&nbsp; Having a worldwide market at my fingertips with thousands of coins to choose from makes me feel like a kid in a candy store.&nbsp; During my previous collecting days my options were limited to either local coin shops or to internet auctions with no photos, as there was no digital photography that I can remember even back in the 90&#039;s.&nbsp; </p><p>&nbsp; </p><p>From my perspective as a buyer, I would not feel any guilt whatsoever about returning a coin for any reason to a seller who advertises a return policy.&nbsp; That would include a price drop.&nbsp; If I were purchasing a volatile, hyped up item such as the HOF set, I would view the return policy as protection for me against short term downward fluctuations in the market.&nbsp; Since that return policy would be part of my decision making process, I would expect the seller to honor their side of the deal.&nbsp; </p><p><br /></p><p>However, if the seller did not offer returns, I would only return the coin if it had legitimate issues that weren&#039;t visible in the photos.&nbsp; I have returned a couple of coins that despite being certified had issues not visible in the photos that I considered to be game changers.&nbsp; In those cases I was prepared to invoke Ebay&#039;s &quot;SNAD&quot; policy.</p><p><br /></p><p>With that being said, I think the complaint about a smudge on the slab is completely lame and should not be grounds for invoking buyer protection.&nbsp; The buyer should have just referenced the return policy and given the real reason for the return, or not given a reason at all.&nbsp; The fact that he gave a stupid reason has contributed to this thread being 9 pages long.[/QUOTE]</p><p><br /></p>

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