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<p>[QUOTE=&quot;adric22, post: 1604925, member: 38146&quot;]Depends on what you mean by crazy premiums.</p><p><br /></p><p>I buy 95% of my silver bullion on eBay.&nbsp; yes, I know I pay a little more than if I bought at my local coin shop mostly due to shipping costs, but I have good reasons.</p><p><br /></p><p>The main reason is convenience.&nbsp; I have a hard time being able to make it to the coin shop since there is only one in my area and its hours are during regular business hours while I&#039;m at work.&nbsp; The other issue is paying for it.&nbsp; I need to be able to pay with paypal since I run an eBay business myself and my paypal account always has money in it.&nbsp; If I wanted to buy at the coin shop I&#039;d have to transfer money from paypal to my checking account, then wait 3 days for it to show up, then go buy said bullion.&nbsp; My wife gets really mad when I involve our personal checking account with my business.&nbsp; </p><p><br /></p><p>However, surprisingly I am often able to buy junk silver as cheap or cheaper than at the store.&nbsp; The key is bidding on a lot of items with a very low bid amount.&nbsp; Also bidding on really dirty, tarnished, ulgy looking coins.&nbsp; Since I do not mind cleaning them, I&#039;m willing to pay a dollar or two less for a tarnished one.&nbsp;&nbsp; Quite often I&#039;m able to buy price+shipping at or below spot.&nbsp; But I&#039;ll admit it is time consuming.[/QUOTE]</p><p><br /></p>

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