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Message:: [QUOTE="19Lyds, post: 2110607, member: 15929"]All unfortunate of which some I do recall reading about. My wife had a Nissan 300ZX for sale and was contacted by one of these scammers. We played along and the scammer even sent a "Cashiers Check" (complete with micro printing) in an over night pouch. Sure looked real but the buyers address, the senders address and the checks address were in three different states. We took the check to our Bank which was Union Bank and which was a bank that we had our accounts in and knew all the tellers and manager quite well. They immediately knew that the check was bogus when we asked them. No police were called and no charges were made. Speaking directly to the initial link you posted concerning Bank of America, I believe that BofA was in the wrong and I also believe that  with a good attorney that the fellow who was arrested could recover his costs. Why? Because he asked the teller if the check was any good. The teller checked and then told him that it was and only then did he ask that it be cashed, the teller then proceeded to actually verify the check to find out that it wasn't. No doubt there are teams of scammers in this world that work together to defraud banks out of money but cashing a check that is drawn against insufficient funds is simply not the same as depositing a fake check if there is even a check in the envelope that the buyer will receive.[/QUOTE]