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Message:: [QUOTE="yakpoo, post: 663264, member: 18157"]I didn't know that. I thought USPS packages were insured to an "amount" regardless of the contents...interesting.  I buy quite a bit on eBay and have run into insurance issues a fair number of times. eBay has decided this way each time... 1) The Buyer has a responsibility to pay the agreed upon price of the auction (item plus advertised expenses). 2) The Seller has the responsibility to deliver the item in the condition advertised. 3) If insurance is purchased from USPS by the Seller, the insurance belongs to the Seller and the Seller is the only person that can file a claim (USPS rules). If the Buyer opts not to pay the Seller's insurance expense (insurance optional), that in no way absolves the Seller of their responsibility to make the Buyer "whole" for missing or damaged merchandise. I found this on eBay... <a href="http://rover.ebay.com/rover/1/711-53200-19255-0/1?type=3&campid=5335874456&toolid=10001&mpre=http%3A%2F%2Fpages.ebay.com%2Fhelp%2Fpolicies%2Flisting-shipping.html" target="_blank" class="externalLink ProxyLink" data-proxy-href="http://rover.ebay.com/rover/1/711-53200-19255-0/1?type=3&campid=5335874456&toolid=10001&mpre=http%3A%2F%2Fpages.ebay.com%2Fhelp%2Fpolicies%2Flisting-shipping.html" rel="nofollow">http://pages.ebay.com/help/policies/listing-shipping.html</a>[/QUOTE]