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<p>[QUOTE=&quot;coinman0456, post: 652287, member: 18177&quot;]I fully understand your previous UCC quotes and references. I disagree. Major Auction houses add the cost of insurance to the base of S&amp;H. I have no problem with that. I even suggested here in this discussion, that is a way for a seller to handle this. Seller assuming &quot;responsibility&quot; in the event for loss or damage with their carrier. Once again, what is trying to be justified here, is having the buyer assume that liability. If a Heritage item, I purchased, does not arrive (and can be documented through their Carrier) or in less than &quot;as purchased&quot; condition, Buyer only need to notify Heritage. They are responsible for making good on buyer recovery or refund. IS this wrong ? I have never had an issue as such with Heritage or my many other notable Auction Houses with which I&#039;ve conducted business with for a very, very long time. Shipper/seller has always been responsible for providing Base insurance to cover potential loss or damage. It is also true that buyers, may have an option to purchase &quot;additional insurance&quot; through the seller, and does not imply a buyer/3rd party carrier agreement , but rather the transit carrier with shipper/seller.</p><p>The Buyer, simply foots the bill for it, as in most transactions between seller and buyer. I&#039;m just an old coot, who is frustrated with how the laws in this country are ruled in favor of misplacing responsibility, squarely where it DOES NOT justly belong. Thanks for all the&nbsp; Legal Citation&#039;s.[/QUOTE]</p><p><br /></p>

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