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<p>[QUOTE=&quot;GDJMSP, post: 651313, member: 112&quot;]Tell ya what Ben, you go find me just one auction where the seller says in his terms - Either pay for me to insure this item and protect myself from possible loss or damage - or I refuse to accept responsibility for getting it to you in good order.</p><p><br /></p><p>Then you would have some terms in the contract that might, stress might, give the seller a leg to stand on if it went to court.</p><p><br /></p><p>For that matter, go find me any auction that you think has any similar clause that would absolve the seller from responsibility of delivering the item in good order.</p><p><br /></p><p>But just saying that insurance is available does not constitute a clause like that. It is plain common sense. Why ? Because the buyer is not the insured party. The buyer, who happens to be the shipper is the insured party. </p><p><br /></p><p>So by saying insurance is available in his auction, all the seller is doing is saying - Hey, I can insure this item for $4.50. Would you like to pay that for me ?</p><p><br /></p><p>The whole reason for this whole dang thing is that way too many people THINK the insurance is for the buyers benefit. It isn&#039;t. It is for the seller&#039;s benefit.[/QUOTE]</p><p><br /></p>

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