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<p>[QUOTE=&quot;jf7fsu, post: 287494, member: 9418&quot;]I have been a buyer and seller equally on Ebay.&nbsp; I was also a Trading assistant at one point selling other peoples goods&nbsp; for a %.&nbsp; I probably dealt with every type of buyer and seller selling everything from Limoges boxes to a bulletproof Lincoln to a few hundred coins.&nbsp;&nbsp; Let me first say I have 100% feedback and have been on ebay since 1998.</p><p><br /></p><p>Paypal has more drawbacks than positive traits.&nbsp; The ~3% is a cost of doing business and not far out of line for any credit card receiver.&nbsp; However, it is too easy as a buyer to file a dispute with the seller.&nbsp; Paypal automatically gigs the seller and subtracts the amount immediately from your balance or if your balance is zero it gives you a negative balance and freezes your account rendering all your auctions unable to accept paypal. It also does not allow you to pay for any auctions you won.</p><p><br /></p><p>Have you read the fine print on the &quot;seller protection policy&quot;?&nbsp; It almost begs for you to ship through paypal, requiring tracking, sometimes insurance and items over $250 signature confirmation.&nbsp; I</p><p><br /></p><p>Has anyone ever shipped to another country?&nbsp; I have and never will again.&nbsp; No tracking and people claim they never received their coins.&nbsp; You have a proof of mailing and that is it. Not sufficient for paypal seller protection.&nbsp; You will lose every time, don&#039;t do it. </p><p><br /></p><p>I have had people dispute me, claim they never received, claim they coins were fakes, original mint sets in original cases accused of grading them and cracking them due to low grades and then reselling them.</p><p><br /></p><p>So, In essence, paypal sucks.&nbsp; But it is easy, convenient, and&nbsp; widely accepted as the standard.&nbsp; As a buyer I would only use it with a credit card as the funding source.&nbsp; As a seller,&nbsp; you always have to wonder if you will get that &quot;late chargeback&quot; from a credit card company or the dreaded paypal freeze. </p><p><br /></p><p>It is a miracle that I am still 100% but I really worked for that feedback.[/QUOTE]</p><p><br /></p>

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