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<p>[QUOTE=&quot;chrisbauman, post: 286885, member: 9097&quot;]<b>re: buying on ebay</b></p><p><br /></p><p>First, I look at the feedback and I won&#039;t buy unless someone has a feedback of 100 or more which includes a recent history of maybe 5 or 10 transactions.&nbsp;&nbsp; I would much rather buy from someone with a feedback history of 100+ who doesn&#039;t take paypal as opposed to someone with a feedback of around 20 who does take paypal.&nbsp;&nbsp; I buy with checks all the time and I&#039;m yet to have a problem.&nbsp; The trust factor is more important to me as opposed to what form of payment someone accepts because even if I were to get a fraudulent coin or a misrepresented coin from someone that I paid through paypal with it has to go through a dispute process which I was a victim of before.&nbsp; &nbsp; I paid $129 through paypal and the coin was clearly circulated and the seller advertised it as unc.&nbsp;&nbsp; He had a feedback of around 25 I believe with 1 neutral.&nbsp; I opened a dispute with paypal and they sided with him even though my feedback was higher than his, so in retrospect I bet if someone had a 300 feedback with 100% they would have wanted to maintain that 100% and keep me happy as a customer whereas this guy didn&#039;t have much on the line with only&nbsp; 25 feedback.&nbsp; Furthermore, I personally know someone who does in excess of $100,000 a year in sales between baseball cards and coins (he only accepts checks)&nbsp; and he only accepts paypal if someone mistakingly bidded on an auction and won&#039;t go through with it unless he takes paypal.&nbsp;&nbsp; He claims his sales are just as strong as anyone elses that accepts paypal on a regular basis and he saves about 4 to 5 thousand a year in paypal fees which he told me he can apply to old proof sets that he regularly buys whenever he has extra money as a long term investment.&nbsp;&nbsp; In a nutshell, the feedback record is by far the most important and again I stress a strong recent feedback record because if someone had a feedback record of 99.5% and 400 from twelve months ago, 2 from six months ago, and 0 from 1 month ago I might question whether this person is all of a sudden hard up for money and desperately needs money and is resorting to selling fraudulent coins, misrepresenting coins, or in a worst case scenario skips town without shipping.&nbsp; Most likely he wouldn&#039;t be, but I would much rather buy from someone who is active on ebay than from someone who is not because I know they are going to take pride in their feedback.&nbsp; FInally, I don&#039;t like to use paypal because about every two months I end up with a trick bogus paypal email in my bulk folder from some nigerian scam trying to get me to inadvertently log into my paypal account so they can likely get my username and password to drain my account.&nbsp;&nbsp; Fortunately,&nbsp; these always end up in my bulk mail folder, but I wonder what would happen if they came up with a more elaborate scam and it ended up in my regular folder which I log into and they drain my account??&nbsp; &nbsp; Anyways, for someone like me who buys maybe once every two weeks on ebay checks work out fine with me, but for someone who is more active then paypal probably would be their preferred form of payment as long as they don&#039;t mind the risks of having their account drained by some nigerian scam artist.&nbsp;&nbsp; My two cents.....[/QUOTE]</p><p><br /></p>

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