So, yeah you're protected - and yes, you'll pay the ebay fees. (sorry, it is what it is!) I've got about $60 in Ebay Bucks burnin a hole in my pocket. I'm willing to go cash in for any overage, up to $150ish give/take to make it worth the cost of shipping and such. The short list right now is circulated Barber half dollars, but I'm open to any fair offer on US silver coinage. I'm missing almost everything earlier than 1900's for Barber Half Dollars. I'm open, drop me a line and maybe we can arrange a "buy it now" Before you start thinking "sucker on the line" please do know that this isn't my first rodeo. Make it reasonable, please? Cheers!