eBay auction rules re: "side deals"

Absolutely true. somewhere, I even have an email response from ebay customer service stating this. Took a loooong time for her to admit it, she tried saying well there's no protection, blah,blah.

 

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You can't see why?

Convenience, convenience, convenience.

Coin shops around here are few and have extremely inconvenient hours for people who work from 9 to 5. My family life is too busy -- I usually can't get to coin stuff until 10pm or later on a weeknight. The nearest coin show is an hour from here -- two months from now. Where else but the internet can I make a purchase at midnight, sitting comfortably in my living room?

I know it's not for everybody, but I'm surprised that you appear to think that it's not useful for anybody ever.

E.g., I have a gazillion holes in my Indian Head Cent collection (as I only started that a year ago). Last week I picked up a bunch of 20 IHC's for $20 (ppd). It filled 10 holes and a few of the coins were nice. A few of these kinds of purchases -- and now I only have half-a-bazillion holes! <g>

Last week I got a 1945-S Walker Half, in F/VF for $7 (ppd). I also got a 1909 IHC for G for $3.50 (ppd) (graysheet lists the coin for about $12 -- I got it b/c I took a chance on an auction that had a bad-quality picture, and I guess others didn't want to take that chance). I just picked up a set of 2001-2009PD Unc set of Sacs (20 coins) for $35 (I see same sets online selling for twice that).

Ya' just gotta be careful and know what you're getting into. It's just one place of many where one can purchase.