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<p>[QUOTE=&quot;samjimmy, post: 221760, member: 3813&quot;]I forgot Roy is/was a lawyer <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie8" alt=":D" unselectable="on" unselectable="on" />&nbsp; Note that most of what I posted has more to do with PayPal type payments and their policies, and less to do with law or courts.&nbsp; There are always courts available to deal with issues, regardless of anything I&#039;ve posted.&nbsp; That&#039;s beyond the scope of what I was posting about (going further in terms of getting ones money back, etc.)</p><p><br /></p><p>To put it another way, yes a seller may state, &quot;I won&#039;t be responsible for delivery unless you insure the merchandise&quot; -but that doesn&#039;t mean they <i>don&#039;t have to send the item</i> once payment is made.&nbsp; Now, we assume the seller has sent the item (unless it was their intent to defraud the buyer), but I&#039;ve dealt with sellers who send items uninsured, with no delivery tracking (confirmation), etc., and the item never arrived.&nbsp; In other words, they have absolutely no proof that they sent it.&nbsp; Without question, PayPal will attempt (if there are funds in the seller&#039;s account) to get the funds back from the seller, even if insurance was not purchased.</p><p><br /></p><p>I am unsure as to whether PayPal will accept a stated non-insurance clause/agreement and deny a refund based on that or not.&nbsp; I have to think whether I&#039;ve ever had that issue.[/QUOTE]</p><p><br /></p>

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