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<p>[QUOTE=&quot;samjimmy, post: 220991, member: 3813&quot;]In the end, especially if you accept paypal as payment, it is the seller&#039;s responsibility to ensure (not &quot;insure&quot; mind you) that the item arrives.&nbsp; If the seller choses not to insure the shipment, they (the seller, not the buyer) need to be aware that they will lose money if anything happens otherwise.</p><p><br /></p><p>Insurance protects the seller, not the buyer.&nbsp; Few selling on ebay seem to understand this.</p><p><br /></p><p>Now, there are a couple of exceptions to this.&nbsp; One, if the item is not covered by PayPal&#039;s buyer protection (see auction, it will state if it is).&nbsp; Two, if no funds can be recovered from the seller, you can file an insurace claim and hope to recover funds.&nbsp; I can tell you from personal experience though that the postal insurance claim route is slow (months and months).[/QUOTE]</p><p><br /></p>

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