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<p>[QUOTE=&quot;tommyc03, post: 2362534, member: 17665&quot;]You could not have been more spot on in your last paragraph. The times simply did not allow for the early settlers to be able to afford to keep too many of these and they did indeed hole them and carry them around their necks, under their clothing, on a leather string to avoid them being seen and robbed for. But that also created a problem when they tried to cash them in, missing some of the weight in silver. It was easier to avoid them completely. Mostly, well to do collectors kept them and banks used them in larger transactions.[/QUOTE]</p><p><br /></p>

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