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<p>[QUOTE=&quot;huntsman53, post: 104914, member: 1242&quot;]Gabriel,</p><p><br /></p><p>There is way too much wear on both the Obverse and Reverse to rate an EF-40 grade! In fact, even without any wear on the Obverse (which there is), the amount of wear on the Eagle, the Stars and the Clouds on the Reverse would lower the grade to at least VF-30. Yes, grading is subjective and it can depend on whether the Grader is having a good or bad day or other factors. That is why I went with VF-20 to VF-30. However, I believe that NGC, ANACS and probably PCGS would grade it as VF-20!</p><p><br /></p><p>If you purchased the coin at EF-40 prices, I believe that you should take the coin to a few other Coin Dealers for their opinions on the grade. If the consensus is that it is a VF-20 or even VF-30, then I believe you should try to return the coin to the Dealer that sold you the coin for a full refund!</p><p><br /></p><p><br /></p><p>Frank[/QUOTE]</p><p><br /></p>

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