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<p>[QUOTE="princeofwaldo, post: 3184309, member: 24091"]This all came about as the result of fraudulent charges on my HSBC MasterCard yesterday. I had travelled to Philadelphia to attend the ANA Convention, and then last week a bogus charge appeared from my hotel (Le Meridien) that I stayed at for $63. I called the hotel, and they claimed it was for mini bar and room service. I don't drink, and even if I did, why would a charge be posted 11 days after I checked-out? Contacted HSBC and contested the charge. </p><p><br /></p><p>Then yesterday, while I was the Long Beach Show, I got a text telling me that HSBC had detected suspicious activity on my card, and asked if I had made a purchase at Walmart in Philadelphia earlier in the day. I replied NO, and that shut the card down.</p><p><br /></p><p>When I got home last night, I went online to see what charges were on there, and the fraudulent charge wasn't there. Neither were charges for the Queen Mary in Long Beach where I stayed the night before the show. Also noticed nothing there for the US Mint, which really got me concerned since they had already sent me a shipping confirmation email. That's when I called HSBC.</p><p><br /></p><p>Apparently the card had been used all up and down the east coast yesterday, they had deleted the transactions, and when I asked about the other legitimate charges, they said they will still show-up in a few days. When I asked specifically about the US Mint to insure the charge was in progress (that they wouldn't be turned away if the mint tried to submit and process a payment for it next week), HSBC said the charge was already there pending at HSBC, and that there were two charges for the identical amount! They advised me to contact the mint. Since the card is now shut down, beats me how a credit is supposed to be issued. Maybe I will get two coins, who knows.</p><p><br /></p><p>But I will tell you this, I have had so many problems with credit cards this year that I am about ready to convert back to barter. My Capital One Visa has been suspended 4 times in less than a year because of "suspicious" activity, in each case genuine legitimate transactions. The hoops I have to go through to get it turned back on are maddening. I am one of those lucky guys who get to do coins full-time for a living, including international travel, but the logistics of it makes me sometimes wonder if I should bring an ox and a couple sheep every time I check-in to a hotel to offer a barter payment in lieu of credit card. </p><p><br /></p><p>"Here you go! Your pick! The ox, or the pair of sheep!"[/QUOTE]</p><p><br /></p>
[QUOTE="princeofwaldo, post: 3184309, member: 24091"]This all came about as the result of fraudulent charges on my HSBC MasterCard yesterday. I had travelled to Philadelphia to attend the ANA Convention, and then last week a bogus charge appeared from my hotel (Le Meridien) that I stayed at for $63. I called the hotel, and they claimed it was for mini bar and room service. I don't drink, and even if I did, why would a charge be posted 11 days after I checked-out? Contacted HSBC and contested the charge. Then yesterday, while I was the Long Beach Show, I got a text telling me that HSBC had detected suspicious activity on my card, and asked if I had made a purchase at Walmart in Philadelphia earlier in the day. I replied NO, and that shut the card down. When I got home last night, I went online to see what charges were on there, and the fraudulent charge wasn't there. Neither were charges for the Queen Mary in Long Beach where I stayed the night before the show. Also noticed nothing there for the US Mint, which really got me concerned since they had already sent me a shipping confirmation email. That's when I called HSBC. Apparently the card had been used all up and down the east coast yesterday, they had deleted the transactions, and when I asked about the other legitimate charges, they said they will still show-up in a few days. When I asked specifically about the US Mint to insure the charge was in progress (that they wouldn't be turned away if the mint tried to submit and process a payment for it next week), HSBC said the charge was already there pending at HSBC, and that there were two charges for the identical amount! They advised me to contact the mint. Since the card is now shut down, beats me how a credit is supposed to be issued. Maybe I will get two coins, who knows. But I will tell you this, I have had so many problems with credit cards this year that I am about ready to convert back to barter. My Capital One Visa has been suspended 4 times in less than a year because of "suspicious" activity, in each case genuine legitimate transactions. The hoops I have to go through to get it turned back on are maddening. I am one of those lucky guys who get to do coins full-time for a living, including international travel, but the logistics of it makes me sometimes wonder if I should bring an ox and a couple sheep every time I check-in to a hotel to offer a barter payment in lieu of credit card. "Here you go! Your pick! The ox, or the pair of sheep!"[/QUOTE]
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