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<p>[QUOTE=&quot;tradernick, post: 30460, member: 648&quot;]As a dealer I have to say that usually heirs expect too much...not too little...from their inheritance.&nbsp; I&#039;ve had people think that I&#039;m crooked because I didn&#039;t offer the red books highest listed price for their vg morgan dollar...even though it plainly states that the coin is valued in the thousands...just look at that price on the far right...in the Proof column!</p><p>I particularly enjoy the ones who&#039;ve looked on ebay and seen a Carson City PCGS MS 67 sell for a ton, then expect their cleaned circ 1921 to bring the same.</p><p>Just sharing another side of the fence, here.&nbsp; I heartily agree that some estate planning is needed by everyone.&nbsp; Either liquidate the collection yourself, or if that&#039;s just too painful leave precise instructions for liquidation, or at the very least have recent &quot;replacement value&quot; appraisals readily available.&nbsp; It also helps if your family knows the local dealer you&#039;ve been buying from.&nbsp; I and most other honest dealers always prefer buying from educated collectors, rather than their widows and heirs.&nbsp; </p><p><br /></p><p>Nick[/QUOTE]</p><p><br /></p>

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