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<p>[QUOTE=&quot;KLJ, post: 30052, member: 1910&quot;]I have my collection appraised at replacement value every few years. (My regular dealer does it at no charge). Last time was last June.&nbsp; Although I&#039;m only 33 - and thus don&#039;t plan to die any time soon - this at least gives my wife and family a starting point for determining which coins are really valuable and which coins aren&#039;t.&nbsp; </p><p><br /></p><p>And even though they don&#039;t require it, it also makes my insurance company happy.&nbsp; I&#039;m not about to leave my collection uninsured.&nbsp; My renter&#039;s insurance only covers coin collections up to $200, and I have more than one or two items worth that much.[/QUOTE]</p><p><br /></p>

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