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<p>[QUOTE=&quot;Blaubart, post: 1976350, member: 37498&quot;]Yeah, this is getting overly complicated.&nbsp; Clif notes version:</p><p><br /></p><p>It is against PayPal policies for sellers to include text similar to any of the following (both on and off ebay):</p><p><br /></p><p>Pay via PayPal Gift</p><p><br /></p><p>or</p><p><br /></p><p>Cash price: $100</p><p>PayPal price: $103</p><p><br /></p><p>or</p><p><br /></p><p>Price: $103 (with PayPal being an accepted payment method)</p><p>Cash/PayPal Gift Discounted price: $100</p><p><br /></p><p>or</p><p><br /></p><p>Price: $100</p><p>Add 3% for PayPal.</p><p><br /></p><p>or</p><p><br /></p><p>PayPal Price: $103</p><p>$3 discount for using PayPal Gift</p><p><br /></p><p>or</p><p><br /></p><p>PayPal gift price: $100</p><p>Normal PayPal: $103</p><p><br /></p><p>In all of these examples, no matter how they are worded, the end result is that you are either requesting payment for goods via PayPal Gift, or you are charging more for using PayPal.&nbsp; Both are a violation of their terms of service.</p><p><br /></p><p>It is not against PayPal policies to calculate PayPal fees and add them into a single price:</p><p><br /></p><p>Price: $103</p><p>Pay via PayPal.</p><p><br /></p><p>I see people breaking their ToS all the time and I&#039;ve even seen people doing it on ebay, but that doesn&#039;t mean they are in compliance with PayPal&#039;s policies.&nbsp; It just means they haven&#039;t been caught yet.</p><p><br /></p><p>PayPal policies are not the law.&nbsp; If a web site administrator like Peter chooses not to police PayPal&#039;s policies on his web site, PayPal isn&#039;t going to come after him with the big stick.&nbsp; Heck, I would hope most courts wouldn&#039;t allow such a lawsuit to go forward even if Peter was encouraging people to violate PayPal&#039;s policies, as long as his doing so wasn&#039;t actually unlawful.</p><p><br /></p><p>They will go after the individual sellers who are violating their policies and disable their accounts.&nbsp; I&#039;ve had it happen in the past for accepting payment for prohibited items (ammo).&nbsp; I had to call PayPal and reaffirm my understanding of their policies and promise not to violate them again or risk permanently losing my PayPal account.</p><p><br /></p><p>All that being said, it&#039;s important to understand the intent of sending funds via PayPal gift as opposed to sending payments via PayPal.&nbsp; The gift option is offered as a convenience to PayPal users to send money to another entity with no strings attached.&nbsp; When you send money via the gift option, you have ZERO recourse through PayPal to recover those funds.&nbsp; Your only options are with the seller, law enforcement, and our civil court system.&nbsp; Good luck!</p><p><br /></p><p>The 3% fee added onto the normal payment option is of course how PayPal earns money, but it also funds your buyer protection insurance.&nbsp; If you want PayPal to shoulder the risk of an Internet purchase, then use the normal PayPal option and stay away from PayPal gift.[/QUOTE]</p><p><br /></p>

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