For me it's less about the money and more about having problem free coins. I like a good bargain, but if i have to pay more i will. I don't think I'll find a problem free f/vf 1826 for what i paid for that one, but that's ok.
Looks better than the F-15 shown on the holder. Looks as if the seller knew it had problems and net graded it. With that said, I don't feel the images are good enough to really understand the coin.
The coin made it back to the seller and a full refund was issued, he'll get positive feedback, something like "refund was hassle free"...