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Message:: [QUOTE="-jeffB, post: 2140873, member: 27832"]Half dollars used to be a rich source of silver, partly because they don't circulate (so not as many people have examined each one), and partly because the folks who look for pre-1965 silver overlooked the 40% halves. But when silver spiked a few years ago, it drew enough people into the roll-hunting game to deplete most of the silver halves that were "in circulation" (i.e. in bank vaults). So now, in my opinion, we're back to a sort of steady-state level of silver, where old folks, heirs and thieves occasionally "cash in" collectible coins at face value. If you happen to hit the bank right after one of these people, you can get lucky. If no searchers hit the bank before those coins get returned to central facilities, they go into the mass of general circulating coinage, and any one of us stands a very small chance of finding one of them. And once you've got it, it's yours, until someone either steals it from you or inherits it from you and cashes it in, thereby setting it back on the Numismatic Circle of Life...[/QUOTE]