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<p>[QUOTE=&quot;Burton Strauss III, post: 2474299, member: 59677&quot;]There are risks you mitigate and risks you just accept.</p><p><br /></p><p>If you are selling $2 coins on eBay you don&#039;t buy insurance and accept the occasional (rare) loss.</p><p><br /></p><p>If you are looking at $1m payouts, you buy insurance and setup processes and systems to ensure you don&#039;t need to make a claim. Insurance companies are happy to accept the premium payment and work with you to reduce claims. That buys you access to additional experts.[/QUOTE]</p><p><br /></p>

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