Message:

<p>[QUOTE=&quot;charley, post: 8315006, member: 5372&quot;]I do not read any compelling information that would cause me to change my original opinion, that this issue may not have occurred, if there had been sufficient funds to cover the transaction at the time of the purchase.</p><p><br /></p><p>The 4 days to pay is not an escape clause. Payment was attempted by the purchaser. The overdraft was because a payment was attempted, and since there were not sufficient funds, this triggered a non-sufficient funds response. The 4 day &quot;Rule&quot;, does not translate as allowing a payment to be attempted without sufficient funds and a &quot;my mistake, I will immediately deposit enough to cover the purchase&quot; response. Electronic payment is an electronic payment. If the payment is late the payment is late.</p><p><br /></p><p>As to the other information, and whether fraud occurred after the fact or not, does not negate the fact that sufficient funds were not available at the time of purchase, and had there been sufficient funds, the present situation may not have become a quagmire.</p><p><br /></p><p>Is there intentional fraud after the fact? I don&#039;t know that, and neither does anybody else. I do not conclude it is logical to automatically assume there is an Ebay-Paypal evil intent. I consider their actions, as stated in this Thread, to be prudent and correct actions as fiduciaries of the financial transaction.</p><p><br /></p><p>To me, the lesson is: make certain sufficient funds are in the account that will be utilized to pay for the purchase, before the purchase.[/QUOTE]</p><p><br /></p>

Your name or email address:

Do you already have an account?

• No, create an account now.
• Yes, my password is:
• Forgot your password?

Stay logged in