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<p>[QUOTE=&quot;NOS, post: 4229770, member: 2098&quot;]It varies by branch and even individual location. A branch of the same bank may have a manager who has decreed an account is required; others may tell you that you need to pay for boxes. And yet a branch of the same bank located 10 minutes away may be friendly as can be in fulfilling your requests and not even care to ask if you have an account or charge for boxes.</p><p><br /></p><p>By the way, don&#039;t waste your time with credit unions unless you have an account. Every one I&#039;ve ever been to has asked if I have an account even to make small change so I don&#039;t bother with them.[/QUOTE]</p><p><br /></p>

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