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<p>[QUOTE=&quot;Vess1, post: 592174, member: 13650&quot;]I have two cards from two different banks.&nbsp; I got both at roughly the same time a while back.&nbsp; <b>Within the last week</b>, <b>I&#039;ve received notices from both of them with a change in terms </b>and letting me know that they can close the account without any notice.&nbsp; And that purchase APRs are going up.&nbsp; The harder economic times was both of their excuses. LOL!</p><p><br /></p><p>&nbsp; One was cancelled immediately.&nbsp; &nbsp;&nbsp; That was a Chase card.&nbsp; I hate Chase anyway.&nbsp; They&#039;re criminals.&nbsp; It WAS a WaMu that had great service and provided me with a free credit report every month.&nbsp; Then WaMu got bought by Chase and it was a joke.&nbsp; </p><p>&nbsp;Chase never sent me a new card.&nbsp;&nbsp; Free online credit report... gone.&nbsp;&nbsp; Then, a few months after the take over, they tell my APR&#039;s going up (for the sake of maintaining profitability on my account!), unless I opt out,&nbsp; and they may close my account.&nbsp; &nbsp; So I called them up and very angrily told them to close that S.O.B. now!!!!&nbsp;&nbsp; Get it over with.&nbsp;&nbsp; 10.5% APR wasn&#039;t profitable enough so it was heading to 23%!!&nbsp;&nbsp; Now they get no business!!</p><p><br /></p><p>&nbsp; What a smart move on their part!&nbsp;&nbsp; I was the least risk they could have had.&nbsp; &nbsp;&nbsp; The frickin card only has a 1500 limit to begin with.&nbsp;&nbsp; That&#039;s what I call desperation.</p><p><br /></p><p>&nbsp; Oh yeah, the woman I talked to at Chase to cancel the thing, was so un-enthused I could barely understand what she was saying.&nbsp; &nbsp; No effort was made to keep me as a customer.&nbsp; At the end of the call, she says, &quot;Is there anything else you needed today?&quot;&nbsp; &nbsp; I said &quot;no&quot;....(silence)&nbsp; &nbsp;&nbsp; CLICK!&nbsp; &nbsp; That was it.&nbsp; She hung up.&nbsp; &nbsp; Man I hate that company.[/QUOTE]</p><p><br /></p>

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