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<p>[QUOTE=&quot;coleguy, post: 591599, member: 9167&quot;]I guess what I&#039;m saying is the majority of people with credit cards NEVER pay them aff in their lifetimes. Many have three or four or more, all maxed out at the same time with no real means to pay them off ever, and no intentions of doing so. I&#039;d say that represents the majority of cc holders. If thats not a recipe for disaster, then excuse me. But, yes, those few who pay theirs off at the end of every month, are essentially debiting themselves and saving a few pennies in the process. But thats the exception, not the rule. A plastic world would be a scary world.</p><p>Guy~[/QUOTE]</p><p><br /></p>

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