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<p>[QUOTE=&quot;mill rat41, post: 1533619, member: 16688&quot;]What works for me is to focus on just one coin at a time using numismedia, Heritage, online sellers,&nbsp; eBay,&nbsp; Red Book, Coin Values, ect to get a ballpark value on a coin.&nbsp; Then look at as many examples as possible to find the coin that I like the most, comparing quality and price.</p><p><br /></p><p>As Doug said every coin, even in the same grade is different.&nbsp; For a recent example, I wanted a $10 Indian no motto in au58.&nbsp; I found 3 locally,&nbsp; two were priced at $950 but had middling luster, noticeable rub a d quite a few marks and hits.&nbsp;&nbsp; The third was more money-$1100- but has booming luster,&nbsp; rub that you need a glass to see and very few marks.&nbsp; </p><p>In other words, a coin that at first blush looks like a ms64.&nbsp; Well worth the premium in my opinion.&nbsp; How much premium is too much?&nbsp; That&#039;s up to you. For me I draw the line at about 20-30%.&nbsp; Anymore,&nbsp; I prefer to save my money for when the big coin show comes to town because there will be many examples to choose from at many different prices.[/QUOTE]</p><p><br /></p>

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