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<p>[QUOTE="Vess1, post: 833100, member: 13650"]Well, you're just starting out. You may be able to say that now, but give it a few years. I've got a 46" Sony Bravia on the wall. I've got 2 grand in it alone. Forget the rest of the home theater system. I've got $1k deductible on my home's insurance. No, I don't want somebody to steal it but if they take that, it's pretty easy to find another one. I'll take my $1k insurance money and go get a newer, better one.</p><p><br /></p><p> I tend not to worry about the household TVs, furniture and appliances. Unless they come in with a moving crew, it's a little hard for one guy to run down the street with that value under their arm. Let alone, 'unnoticed'. And a lot easier to replace. </p><p> </p><p> A nicely framed set of Pandas on the other hand....? Which in all likelihood your home insurance will NOT cover since that is optional for extra on every policy I've ever heard of. And even if it did, you probably have a 500 to 1000 deductible too. Guess, what? If they get stolen, you're going to eat it. </p><p><br /></p><p> I understand your idea. I"m just trying to help you realize the full facts. I'm not saying you can't leave some stuff out. But I wouldn't want to leave anything out in a high traffic area or anything you weren't willing to lose. It's just a warning. Whatever you're comfortable with based on where you live.</p><p><br /></p><p> Even if the odds of anything getting stolen are very minuscule, why tempt fate?[/QUOTE]</p><p><br /></p>
[QUOTE="Vess1, post: 833100, member: 13650"]Well, you're just starting out. You may be able to say that now, but give it a few years. I've got a 46" Sony Bravia on the wall. I've got 2 grand in it alone. Forget the rest of the home theater system. I've got $1k deductible on my home's insurance. No, I don't want somebody to steal it but if they take that, it's pretty easy to find another one. I'll take my $1k insurance money and go get a newer, better one. I tend not to worry about the household TVs, furniture and appliances. Unless they come in with a moving crew, it's a little hard for one guy to run down the street with that value under their arm. Let alone, 'unnoticed'. And a lot easier to replace. A nicely framed set of Pandas on the other hand....? Which in all likelihood your home insurance will NOT cover since that is optional for extra on every policy I've ever heard of. And even if it did, you probably have a 500 to 1000 deductible too. Guess, what? If they get stolen, you're going to eat it. I understand your idea. I"m just trying to help you realize the full facts. I'm not saying you can't leave some stuff out. But I wouldn't want to leave anything out in a high traffic area or anything you weren't willing to lose. It's just a warning. Whatever you're comfortable with based on where you live. Even if the odds of anything getting stolen are very minuscule, why tempt fate?[/QUOTE]
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