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<p>[QUOTE=&quot;Ed Zak, post: 31324, member: 824&quot;]The key is WEAR.&nbsp; No wear (especially the high points) is MS.&nbsp; Let&#039;s assume you take that coin out of a bank roll that came directly from the mint.&nbsp; You were going to spend it, but decided to keep it.&nbsp; It probably is going to exhibit nicks and bag marks, but since it has no wear, it would grade MS...unless you stuck a finger print on it.</p><p><br /></p><p>Any wear...the best it could graded is AU58 or AU59 (though I never seen a coin graded AU59).&nbsp; No wear...MS60 on up![/QUOTE]</p><p><br /></p>

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